Spencer, Judith “Judy” Jan 26, 1943 - May 29, 2020.

Judith “Judy” Spencer, 77, of Balsam Lake, WI, passed away May 29, 2020 at the St. Croix Regional Medical Center in St. Croix Falls due to congestive heart failure. Judy was born Judith Marjorie Karafa on January 26, 1943 in Muskegon, MI to John and Joan (Herlein) Karafa. She married Tyrone Spencer on January 25, 1969, in Muskegon; MI. Judy studied to become an Elementary school English teacher and pursued a lifelong love of learning, culminating in receiving her Masters degree in Theology. She was a CCD teacher at the Our Lady of the Lakes Catholic Church in Balsam Lake, WI, where she was also a member. Judy had a lifelong passion for helping others and spent many years as a CNA working with Alzheimer’s patients as well as volunteering for a suicide prevention network. She was also a prolific baker and was known for her cookies and caramel corn at Christmas time.

Judy is survived by her daughters, Kathleen (Josh) Graham, Boise, Idaho and daughter, Cynthia Kyle, Sarona, WI, sisters Barbara (Larry) Tinklenburg, Deborah (Pat) McKeown, Donna, brothers David, John and Peter Karafa, and a host of friends and loved ones. She was preceded in death by her husband, Tyrone, her parents John and Joan, and sisters Joan Shortridge, Ruth Everest, Mary Lou Kolker and her twin Joyce Byrnes.

A memorial and graveside service will be held at a later date. In lieu of flowers, donations to local animal rescues would be preferred.

The Kolstad Family Funeral Home of Centuria has been entrusted with funeral arrangements.