Charlotte J. Metcalf, 79, of Covington, TN, passed away on January 23, 2023, at Magnolia Creek Nursing Home. The family will receive friends Thursday, January 26, 2023, at Munford Funeral Home – Millington Chapel for the memorial service at 1:00 pm. She is preceded in death by two sons, Craig Metcalf and Clifton Metcalf. She is survived by her son, Chris Metcalf (Cindy); two sisters, Shirley Blackwell and Carolyn Opaines; two good friends, Rosemary Devers and Jane Wofford; grandchildren and great-grandchildren.