Karen E. Lutz Bay City, Michigan Our loving mother and grandmother passed away peacefully on Thursday October 7,2021 with her daughter by her side. Karen enjoyed knitting, polka dancing, and putting jigsaw puzzles together. She also enjoyed spending time with her daughter and granddaughter, especially trips to the casino and to get an ice dream cone. Karen is survived by her daughter Keri (Rick) Miller, a very special granddaughter Kaitlyn and sister-in-law Marsha Ballor. She was preceded in death by her parents Elda and Eva Ballor and a brother Donald. A private service will be planned at a later date. Those wishing to expression of sympathy are asked to consider the wishes of the family, We would like to thank the staff of McLaren Bay 6 west and the staff in Interventional Radiology for the excellent care they gave her.